403b Universal Availability Notice

Are you looking for an additional way to put away money for your retirement? Perhaps a 403b could be your answer.

Please see the attached flyer concerning the 403b Universal Availability

ANNUAL SICK LEAVE CASH OUT OPPORTUNITY

It's that time of year again when you may have the opportunity to cash out your 2020 unused sick leave.  

To be eligible to cash out your unused sick leave you must:

• Have a balance of at least 60 days of sick leave as of 12/31/20
• And have not used all of the sick leave that you earned in 2020

Here are some Sick Leave Cash Out Commonly Asked Questions that may be helpful in making your decision.  

If you are eligible, and choose to take advantage of this benefit, please sign and return the Annual Sick Leave Cash Out Application

This application must be received in Payroll no later than January 29, 2021. 

This policy is in accordance with WAC 392-136-015.

SEBB Program Medical Flexible Spending Arrangement (FSA) and Dependent Care Assistance Program (DCAP)

You must enroll each year during annual open enrollment to continue your Medical FSA or DCAP, even if you are not changing your contribution amounts.

What you need to know about the Medical FSA and DCAP:

• Navia Benefit Solutions must receive your enrollment no later than November 23, 2020, for the 2021 plan year.
• You are not eligible to enroll in the Medical FSA for 2021 if you enroll in a high-deductible health plan (HDHP) with a health savings account (HSA) for 2021.
• You may enroll or continue in the DCAP if you enroll in an HDHP with an HSA.

The Medical FSA allows you to:

• Set aside pretax dollars from each paycheck to pay out-of-pocket eligible health care expenses for you and your qualified dependents, even if they are not enrolled in your SEBB health plan.
• You may set aside between $240 and $2,750 for 2021. The chosen amount will be deducted from your paycheck in equal installments.
• When you have qualified expenses, you may pay them either by using a Medical FSA debit card or by submitting claims for reimbursement to Navia Benefit Solutions.

The DCAP allows you to:

• Set aside pretax dollars for children under age 13, or other qualified dependents who are physically or mentally incapable of self-care and regularly spend at least eight hours each day in your household.
• You may set aside up to $5,000 per household ($2,500 each if married and filing separate tax returns). The chosen amount will be deducted from your paycheck in equal installments.
• When you incur child or elder care expenses, submit the claims for reimbursement.

Want to learn more about the Medical FSA and DCAP?

• Navia Benefit Solutions is offering two webinars during annual open enrollment:
  • Tuesday, October 27 at 4 p.m. Register (10/27/20)
  • Thursday, November 12 at 4 p.m. Register (11/12/20)
• Call Navia Benefit Solutions at 1-800-669-3539 or email your questions to customerservice@naviabenefits.com.
• Read enrollment guides, review lists of eligible expenses, and watch a video on the Navia Benefits Solutions website.

How to enroll

You have two options:

1. Enroll online through the Navia Benefit Solutions website during open enrollment. Instructions to enroll online are available on Navia Benefit Solutions forms page.
2. Complete the 2021 Open Enrollment form. Send the form to the email address, mailing address, or fax number on the form. Navia Benefit Solutions must receive your enrollment no later than November 23, 2020.

How do I make changes during the SEBB Program’s annual open enrollment?

From October 26 through November 23, 2020, you can make changes to your SEBB account that will be effective January 1, 2021.

To make changes, go to SEBB My Account on the SEBB website. You can:

• Change your medical, dental, or vision plan.
• Add a dependent to your medical, dental, or vision plan. You must provide proof of the dependent‘s eligibility. When enrolling them, you must select all of the health plans (medical/dental/vision) you would like the dependent enrolled in, even if the proof of eligibility is not yet complete.
• You must attest to the tobacco use premium surcharge for each dependent (13 years or older) you enroll in medical coverage. If adding a spouse or state-registered domestic partner, you must also attest to the spouse or state-registered domestic partner premium surcharge.
• Remove a dependent from your medical, dental, or vision plan.
• Waive medical coverage if you have other employer-based group medical coverage, a TRICARE plan, or Medicare. You cannot waive dental or vision coverage.
• Enroll in medical coverage, if you previously waived.
• Reattest to the spouse or state-registered domestic partner coverage premium surcharge, if asked by the SEBB Program to do so. To confirm whether you need to reattest, you can log in to SEBB My Account. If you are required to reattest, the following message will display: “You are required to complete your spousal attestation again for open enrollment.”
• Enroll in the Medical Flexible Spending Arrangement (FSA) or Dependent Care Assistance Program (DCAP) for 2021. You must enroll in the Medical FSA and DCAP every year that you want to participate.

If you are unable to use SEBB My Account, contact your payroll or benefits office to request a paper form.

All changes and supporting documentation must be submitted through SEBB My Account or to your payroll or benefits office no later than November 23, 2020. Changes will be effective January 1, 2021.